individual retirement account

基本解释

Open a Roth individual retirement account, if you don't have one already.
开设一个罗斯（Roth）个人退休帐户（如果你还没有的话）。
The new law also makes permanent a law that increases the amount of money that people can put into an Individual Retirement Account, or I. R. A.
新法也制定了永久地提升了人们可以存入个人退休账户或叫做I.R.A中的总额。
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Moreover, unlike with an individual retirement account, you don't need earned income to fund a variable annuity, so you can open an account for a toddler.
此外，不象个人退休帐户，可变年金账户并不需要靠固定收入来维持。所以你甚至可以给婴儿开设这样的账户。

She uses aftertax salary--no big sacrifice, given her low bracket--to fund a Roth individual retirement account.
FORBES
Now, if only somebody smart would take over the management of my biggest Individual Retirement Account.
FORBES: Digital Rules
Then you have certain retirement accounts such as the popular IRA (Individual Retirement Account).
FORBES: Magazine Article